February 12, 2016     | Register

About Vested Health

Established in 2001, Vested Health, LLC is a leader in the design, implementation, and third-party administration of Consumer Directed Health Plans (CDHPs), including Health Reimbursement Arrangements (HRAs), Retiree Health Reimbursement Arrangements (RHRAs), Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs). We are an independent entity; we are not associated with any insurance carrier, HMO, or financial institution. We have developed a unique HRA platform, which enables employers and consumers to maximize the control they have over their health care costs.

We also specialize in assisting governmental entities in reducing GASB-45 liabilities, while maintaining strong retiree benefits. We have extensive experience designing, implementing, and administering HRAs and RHRAs to fund retiree health benefits. We have been engaged in the development and implementation of OPEB liability mitigation strategies for several government clients, including South Carolina and the City of Myrtle Beach, South Carolina. Our private label technology platform, coupled with our experience in structuring and administering HRAs for the private sector, has allowed us to apply our experience and knowledge in the governmental retiree sector. We are confident in our ability to work closely with government entities in order to successfully develop, administer, communicate, and fund an RHRA program for their active employees, which satisfies their needs.

Vested Health has implemented HRA solutions since 2001 that have generated substantial health care savings in the last eight years in a variety of industries, which include but are not limited to, healthcare systems, hospitals, physician groups, financial institutions, software companies, U.S. government contractors, attorney partnerships, manufacturing, petroleum companies, hospice organizations, municipalities, and non-state government agencies. Our solution allows employers to retain control of account funds, as well as, provides a flexible and manageable approach to funding contribution levels. We help employers create cost-control solutions and the financial incentive for employees to become informed, motivated, and engaged in the health care process.

We currently serve over 27,000 members, in 42 states, for over 340 employer groups. Vested Health is achieving significant financial savings for our employer clients, significant reductions in employee utilization, and high levels of satisfaction for our members. We are a privately held limited liability company founded by managed care executives and are a venture capital backed company, located in Charleston, WV. Our leadership team has over 35 years in managed care experience.

Vested Health continuously seeks ways to help consumers improve their health, stabilize the cost of their health care, and relieve the administrative hassles associated with traditional health care plans. Our CDHPs are revolutionizing the health care industry and providing employers with the ability to take control of their health care plan.

We are here to help consumers and employers achieve health care financial freedom. Our mission is to empower consumers with the necessary information and resources to allow them to receive more value for their health care dollar.

Whether you are a business owner, consumer, provider, or insurance broker, learn how Vested Health's HRA / RHRA / FSA / HSA account based solutions can help by clicking below:

I am a consumer.

I am an employer.

I am an insurance broker.

I am a health care provider.


Download Forms

Below are a variety of Vested Health forms that are available for download:

HRA and FSA Direct Deposit Form

HRA Payment Authorization

Retiree HRA Payment Authorization

FSA Payment Authorization

Eligibility Change Form

PHI Release Form

Letter of Medical Necessity

PCORI Fee Chart

PCORI Fee Timetable

PCORI Fee Worksheet For HRAs

Glossary of Terms

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