About Consumer Driven Services


The Health Plan’s Consumer Driven Services is a leader in design, implementation, and third-party administration of consumer-directed health plans (CDHP), including health reimbursement arrangements (HRA), retiree health reimbursement arrangements (RHRA), flexible spending accounts (FSA) and health savings accounts (HSA). Our consumer driven services have generated substantial health care savings in the last eight years in a variety of industries, which include but are not limited to, health care systems, hospitals, physician groups, financial institutions, software companies, government contractors, attorney partnerships, manufacturing, hospice organizations, municipalities, and non-government agencies.


We have developed a unique HRA platform, which enables employers and consumers to maximize the control they have over their health care costs. Our solution allows employers to retain control of account funds, as well as provide a flexible and manageable approach to funding contribution levels. By creating cost-control solutions with employers, we assist employees to become more motivated, informed and engaged in the health care process.


The Health Plan has extensive experience in designing, implementing and administering HRAs and RHRAs to fund retiree health benefits. We also specialize in assisting governmental entities in reducing GASB-45 liabilities, while still maintaining strong retiree benefits.


Our CDHPs are revolutionizing the health care industry and providing the employer to take control of their health care plan. We continue to seek ways to help consumers improve their health, stabilize the cost of their health care, relieve the administrative hassles associated with traditional health care plans, and achieve health care financial freedom.


Whether you are a business owner, consumer, provider or insurance broker, learn how The Health Plan’s Consumer Driven Services account-based solutions can help you by clicking on the appropriate link below.


I am a consumer.

I am an employer.

I am an insurance broker.

I am a health care Provider.